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lifetime free

Unlock a world of rewards

YES Ace Credit Card

Amazing Benefits

4.76%

Yearly Savings*

5+

Special Benefits

4+

Welcome Benefits

Lifetime Free

Joining fees

Benefits

Reward point on spends
Reward point on spends
8 Reward Point on online spend of ₹200*
Zomato Dining Discount
Zomato Dining Discount
Enjoy 10% OFF (up to ₹500) on a minimum spend of ₹3500, valid Sat–Sun till 28th June 2026*
Reward point on spends
Reward point on spends
4 Reward Point per ₹200 spent offline
Zepto Discount
Zepto Discount
Get an instant ₹100 OFF on orders above ₹1250, valid Fri–Sun till 28th June 2026*
GoIbibo Discount
GoIbibo Discount
Up to 20% OFF on Flights, Hotels & Bus bookings every Thursday till 25th June 2026*
PayTm Cashback
PayTm Cashback
Get ₹50 cashback on Recharge and bill payments*

Simple Fees, No Surprise

cash
Joining fees
Lifetime Free
Renewal fees
Lifetime Free
Interest Rate
3.99%
lifetime free

A Credit Card loaded with amazing benefits!

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Help

novio Support:

care@novio.inHelpline: 8655900119

SBM Support:

customercare@sbmbank.co.in

Helpline: 1800 209 9335 / 1800 103 3817

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